MBNA More Rewards


  • The rewards are amazing
    With over 30,000 items available, our rewards website is bursting with unmissable treats from high street vouchers to home entertainment and luxury experiences.
  • Exclusive benefits throughout the world
    Your American Express® card entitles you to exclusive benefits throughout the world from the American Express® Selects Programme such as retail, dining, travel and entertainment offers.
  • Manage your account, your way
    With Online Card Services you'll be able to manage your account online. You can view your paperless statements, balance, credit limit, transaction history and much more.
  • Representative
    12.9%APR (variable)

MBNA More Rewards Credit Card Account

    Carrying two cards means you'll never miss an opportunity to earn points. Absolutely every time you use your cards to pay for goods like fuel, groceries and entertainment you earn Reward Points*, just for doing what you would do every single day.

    • 2 points for every pound you spend on the American Express® More Rewards Credit Card
    • 1 point for every pound you spend on the Visa More Rewards Credit Card

    Plus, earn rewards double quick with double points for the first 90 days from account opening:
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View your terms and conditions.

In order to view the card terms & conditions on this site, you must have Adobe Reader software installed. If you do not have this or experience difficulties when trying to view the PDF, please visit the Adobe website to download and install the software.

* The Rules of the Rewards Programme will be sent with your card. Rewards points are earned on card purchase transactions only. We will determine the specific points redemption level, based on the value of each Reward at the time you redeem. All points expire three years after they have been earned. Points are forfeited on account closure. The Rewards, and redemption website service, are provided by a specialist operator. Rewards can only be delivered to mainland UK and NI addresses; delivery charges may apply. Points must be redeemed through the redemption website service; if they are not, you may not be able to redeem against certain items, or at all.

If you spend on your card and do not pay this in full each month, interest will be payable on the amount outstanding.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The credit cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.